Sports and Activities Cover
This Policy will provide cover free of charge when engaging in the following sports and activities on an occasional, non-competitive and non-professional basis during the trip:
Athletics
Badminton
Baseball
Basketball
BMX Cycling
Bowls
Cricket
Cross Country Running
Curling
Cycling
Fell Running
Golf
Heptathlon
Hiking (under 2,000 metres altitude)
Jogging
Netball
Orienteering
Rambling
Roller Blading (Line Skating / Skate boarding)
Rounders
Running, Sprint / Long Distance
Safari (organised, no guns)
Scuba Diving (max depth 30 metres - qualified)
Skateboarding
Snorkelling
Squash
Tennis
Trekking (under 2,000 metres altitude)
Triathlon
Volleyball
Water Polo
Windsurfing
Yachting (crewing) - inside territorial waters
The following sports and activities will also be covered free of charge but no cover will apply in respect of any Personal Accident or Personal Liability claims:
Archery
Boxing Training (no contact)
Camel/Elephant Riding/Trekking
Canoeing/Kayaking (inland/coastal)
Field Hockey
Fishing (Fresh water and deep sea)
Flying as a passenger (private/small aircraft)
Football
Gaelic Football (non competitive)
Go Karting ( recreational use)
Hiking (over 2,000 but under 6,000 metres altitude)
Horse Riding (no Polo, Hunting, Jumping)
Parascending (over water)
Roller hockey/Street hockey
Trekking (over 2,000 but under 6,000 metres altitude)
White/Black Water Rafting (Grade 1 to 4)
The policy can be extended to cover the following activities by paying an additional premium but no cover will apply in respect of any Personal Accident or Personal Liability claims:
Abseiling
Animal Conservation/Game Reserve work
Canoeing/Kayaking (white water)
Clay pigeon shooting
Cross Channel swimming
Dry skiing
Fencing
Gymnastics
Handball
High Diving
Hot Air Ballooning
Jet Boating
Jet Skiing
Kite surfing/landboarding/Buggying
Lacrosse
Marathons
Martial Arts (Training only)
Motorcycling (under 50cc - no racing)
Mountain Biking
Mountain Boarding
Paintballing
Rowing (inland/coastal)
Sailboarding/Sandboarding
Scuba Diving (max depth 30 metres unqualified)
Scuba Diving (max depth 40 metres qualified)
Surfing
Wake Boarding
War Games (non-armed forces)
Water Skiing
Weight Lifting
Zorbing/Hydroboarding
The policy can be extended to cover the following activities by paying an additional premium but no cover will apply in respect of any Personal Accident or Personal Liability claims, and the policy excess will be increased to £250 (€350) under the Medical Emergency & Repatriation Section of the policy:
American Football
Bungee Jump (up to 3)
Gliding
Hang Gliding
Motorcycling (over 50cc - no racing)
Parachuting
Parapenting
Parascending (over land)
Rugby
Sand Yachting
Sky Diving
White/Black Water Rafting (Grade 5 to 6)
Yachting (crewing) - outside territorial waters
This policy will not provide cover for any claims arising directly or indirectly from engaging in or practising the following sports & activities:
Boxing
Canyoning
Caving, Cave Diving
Flying as a pilot
Horse Jumping
Horse Racing
Hunting / Shooting
Hunting-on-horseback
Hurling
Martial Arts (Competition)
Microlighting
Motor Racing (all types)
Mountaineering
Parasailing
Point to Point
Polo
Potholing
Professional Sports
Quad Biking
Rock Climbing
Rock Scrambling
Shark feeding/cage diving
Steeplechasing
Team Sports played in competitive contests
Wrestling
Yachting (racing)
Information boxes give a brief explanation about this insurance. For full details of cover you must read the Policy Wording